Aviation & Aerospace Insurance


Few industries demand the same level of precision, accountability, and commitment as aviation.  Every operator, whether running a single aircraft or a complex maintenance business, faces unique challenges that demand more than off-the-shelf insurance solutions.  At Coughlin Insurance Brokers, we focus on how you fly, maintain, and manage your risks.  Our role is to support your operation, provide clear guidance, and deliver protection that works when it matters most.  Our success has always been rooted in a straightforward idea: when clients come first, the rest takes care of itself.


Our expertise extends across the full spectrum of aviation and aerospace risks, including:

 

Commercial Aviation

From on-demand charter and scheduled service to specialized operations in remote regions, commercial aviation is as diverse as it is demanding.  We work closely with fixed-wing and helicopter operators to identify exposures and put comprehensive protection in place.

Our experience includes passenger and cargo operations, heli-skiing and tourism, firefighting and air tanker services, film and survey work, search and rescue, logging, flight schools, executive and industrial aid transport, and aeromedical operations.  Whatever your mission, we help you safeguard both your assets and your organization.

Aerospace Maintenance, Manufacturing & Repair

Aviation manufacturing and support businesses carry some of the highest liability exposures of any industry.  Whether producing flight-critical components, servicing and repairing aircraft, running a refueling operation, or managing sales and distribution, the risks are complex and unforgiving.

Our team understands the technical landscape and works with leading insurers to craft programs that protect your business while satisfying contractual and regulatory requirements.

Private & Recreational Aircraft

Owning or flying your own aircraft should be a source of freedom, not stress.  We arrange hull and liability protection for privately operated fixed-wing aircraft, helicopters, amateur-built, and ultralight airplanes, including aircraft under shared or rental arrangements.

Beyond coverage, we also assist with insurance considerations for financing, leases, and training.  It’s straightforward advice and protection for whatever you fly.

Airports & Ground Services

Airports, heliports, and fixed base operators form the backbone of aviation infrastructure.  These businesses face an evolving risk environment – from liability for third-party damage to property losses and regulatory obligations.

We develop coverage for airport operators, FBOs, service providers, and refueling operations, tailoring solutions that balance day-to-day operational realities with the unexpected.

Unmanned Aircraft Systems

The UAV and drone sector is growing at a staggering pace, with new commercial applications emerging every year.Whether you operate drones for mapping, surveillance, delivery, or research, you face exposures around third-party liability, equipment damage, and contractual obligations.

We provide solutions for both owned and non-owned UAVs, ensuring your coverage evolves as fast as the technology you rely on.

Marine & Cargo

Aviation rarely operates in isolation.  Cargo, fuel, and equipment often move by land and sea before they ever take flight.We support clients with insurance for ocean and inland marine cargo, yachts and pleasure craft, marinas, floating structures, docks, and specialized transport equipment.

Our strength lies in sourcing competitive, reliable solutions from trusted international insurers – so your operations are covered from start to finish.

Broader Business Coverage

Many aviation organizations also run businesses outside of flying – from training academies to tourism and entertainment.  Our brokerage supports the full spectrum of commercial insurance, drawing on both general business markets and specialty underwriters.

We tailor programs that address your broader needs without losing sight of the aviation core of your operation.

 

Our aviation coverage solutions provide protection for a broad spectrum of exposures, such as:

  • Aircraft Hull
  • Airport Operators Liability
  • Boiler & Machinery / Equipment Breakdown
  • Commercial & Fleet Automobile
  • Contractors’ Equipment
  • Cyber & Privacy Liability
  • Employment Practices Liability
  • Environmental & Pollution Liability
  • Fiduciary Liability
  • Hangarkeepers’ Liability
  • Hull Deductible
  • Kidnap & Ransom
  • Ocean Marine Cargo
  • Personal Injury & Advertising Liability
  • Pilot Loss of License
  • Products & Completed Operations Liability
  • Special Events
  • Storage Tank Liability
  • Tenants’ Legal Liability
  • War & Political Risks Aircraft Liability
  • Aviation Excess Liability
  • Builders’ Risk
  • Commercial General Liability
  • Crime & Fraud
  • Directors & Officers Liability
  • Employers’ Liability
  • Errors & Omissions Liability
  • Foreign Workers’ Compensation
  • Host Liquor Liability
  • Inland Marine
  • Non-Owned Automobile Liability
  • Office Contents & Equipment
  • Piers, Wharves & Docks
  • Premises & Operations Liability
  • Property for Hangars & Other Buildings
  • Spares & Equipment
  • Surety Bonds
  • Unmanned Aircraft Systems
  • Wrap-Up Liability

 

Contact our aviation team to review your requirements and ensure you have the right protection in place.

aviation@coughlin.com