Matthew Coughlin No Comments

COVID-19 Business Update

*COVID-19 Business Update (Phone & Email Service)*

Please note as of March 20th, 2020 to ensure the safety of all our clients and staff we have closed our physical offices.

Our business is however still OPEN with full staff & service throughout all our lines of business (including Autopac products) via phone or email.

Please contact us below:

4-1170 Taylor Ave. – Phone: 204-953-4600

6-1570 Regent Ave. W – Phone: 204-953-4620

16-2188 McPhillips St. – Phone: 204-694-6787


*(or the same email of your usual Coughlin Insurance Broker contact)

We have also temporary amended our hours during this time to allow for the majority our staff to safely work from home.

Effective March 20, 2020 our new temporary hours of service at all locations for Phone & Email are as follows:

Monday – Friday: 10:00 AM – 6:00 PM

Saturday – 9:00 AM – 5:00 PM

Sunday: Closed

We apologize for any inconvenience, and look forward to working together with you during this unprecedented time.

  Thank you for your understanding.

-Coughlin Insurance Brokers 

Chris Komishon No Comments

Welcome Saper Agencies!

Effective December 1, 2016 Saper Agencies has joined forces with Coughlin Insurance Brokers.

Saper Agencies will continue to operate under the same name as a division of Coughlin Insurance Brokers.

Effective January 1, 2017 the Saper Agencies location at 16-2188 McPhillips will offer extended hours of service as follows:

Monday – Tuesday: 9am – 9pm

Wednesday – Friday: 9am – 7pm

Saturday: 9:30am – 6pm

Sunday: Closed

In addition to extended hours of service both current and future Saper clients will have access to additional insurance markets and product offerings as described on our website.

The following is a list of the new team that will be working out of the Saper Agencies location:

Zivan Saper /

Tammy Boivin /

Donece Hughes /

Wendy Brezden /

Jitender Sardana /

Matthew Coughlin /


Contact Information

Saper Agencies

16-2188 McPhillips St. Winnipeg, MB, R2V 4R8

Phone: 204-694-6787

Fax: 204-694-4153


Matthew Coughlin No Comments

Benefits of a Standalone Watercraft Policy

Canadians know how to have fun. Whether you’re trolling for bass, enjoying a cruise on your pontoon, or having some fun on your PWC, the wide Canadian sky is the limit to the enjoyment you can have, especially if you know that your insurance coverage is working hard to protect you.

Because your insurance policy is customized to your unique needs, there is no such thing as a ‘cookie cutter’ policy in our world. At Coughlin Insurance Brokers we have access to a wide variety of boat insurance plans for all types of pleasure crafts including luxury cruisers, wake boats, pontoons, fishing boats & PWC’s and can customize the right plan to fit your needs.

Below is a brief overview of available coverage and added value features common to most watercraft policies we provide:

Physical Damage
Your stand policy will cover your watercraft against all risk of direct physical loss or physical damage, including Collision, Upset, Fire, Theft, Vandalism, except as excluded in the policy wording.

Legal Liability & Water-Ski Liability Extension
Every policy you have the choice of Liability Limits at $1M, $2M or higher. Legal Liability coverage can also extended to cover any Wakeboarders, Skiers or Tubers being pulled by your watercraft.

Agreed Value
In the event of a total loss, with an Agreed Value policy the settlement will be paid out reflective of amount of insurance shown on the policy at the time of the loss (less any applicable deductible) without deduction for depreciation. In the event of a partial loss, if no used replacement parts of like kind and quality are available, the Insurer will ensure that your boat will be repaired with new parts.

Emergency Towing
Your policy can cover costs incurred by you should your vessel become disabled for any reason (other than a loss or damage covered by your policy as this is already included in the standard overage). The policy will pay the reasonable costs, up to limits of $1,500 to $5,000 (depending on the Insurer) for:
1. Towing to the nearest repair facility
2. The cost of delivery of fuel or repair parts to the site of disablement, including the cost of fuel
3. The cost of emergency labour performed at the site of disablement.

Loss Of Use
Your policy can cover the reasonable costs incurred should your vessel be disabled as a result of a claim, up to limits of $1,500 – $3,000 (depending on the Insurer).

Special Limits of Coverage
Personal Effects – of you and your guests while they are on board your watercraft.
Equipment on Shore – property of the insured watercraft that has been separated and laid up on shore.

Great Value From Bow To Stern
Another good reason to talk to us about your boat insurance is that with the 6 different boat insurance companies we represent there’s a very good chance that we can offer better coverage at a lower premium than our competitors. This means we can offer terrific coverage and real savings. And that’s a winning combination in any purchase.

Contact one of our Watercraft Insurance Brokers today for a quote or further information.

Matthew Coughlin No Comments

Say hello to Jitender!

Coughlin Insurance Brokers are pleased to now be offering Auto, Business, Home and Trucking Insurance Services in both Hindi and Punjabi.

If you would like to review your insurance requirements or receive a quote please feel free to contact Jitender Sardana. He will be more then happy to assist you with all your Auto, Home, Business & Long Haul Trucking Insurance needs.

सेवाओं की पेशकश की | ਸੇਵਾ ਦੀ ਪੇਸ਼ਕਸ਼ ਕੀਤੀ

Home Insurance (Fire Insurance) गृह बीमा | ਘਰ ਦੇ ਬੀਮਾ
Business Insurance व्यवसाय बीमा | ਕਾਰੋਬਾਰ ਦਾ ਬੀਮਾ
Trucking and Cargo Insurance ट्रकिंग बीमा | ਟਰੱਕਿੰਗ ਬੀਮਾ
Contact Jitender for more information. संपर्क जानकारी | ਸੰਪਰਕ ਜਾਣਕਾਰੀ
Office दफ्तर | ਦੇ ਦਫ਼ਤਰ : 204.953.4620
Mobile मोबाइल | ਮੋਬਾਈਲ : 204.869.3330 – ਹਿੰਦੀ & ਪੰਜਾਬੀ ਦੇ
Email  ईमेल | ਈ-ਮੇਲ :