Travel Insurance That Keeps You Protected Wherever You Go
From quick trips to extended stays, we help ensure you’re covered before you leave.
Our travel insurance coverage options
We understand that every traveler is different. That’s why we provide flexible travel insurance solutions tailored to your needs:
Emergency Medical Insurance
Emergency medical coverage is the most important part of most travel insurance policies.
It helps cover unexpected medical expenses while travelling outside your home province or country, including:
- Hospital stays and medical treatment
- Emergency transportation and ambulance services
- Physician services and follow-up care
Healthcare costs outside your home province — and especially outside Canada — can be significant, making this coverage essential for most trips.
Trip Cancellation & Trip Interruption
Trip cancellation and interruption coverage protects the financial investment you’ve made in your travel plans. This can include reimbursement for:
- Non-refundable flights, accommodations, and bookings
- Cancelled or delayed trips due to unexpected events
- Interruptions that require you to return home early
This coverage helps provide peace of mind if your plans change unexpectedly.
Baggage & Personal Belongings
Travel insurance can also protect your personal belongings while you’re away. Coverage may include:
- Lost, stolen, or damaged baggage
- Delayed baggage and essential purchases
- Personal items carried during your trip
We help ensure your coverage reflects what you’re travelling with and the level of protection you need.
Flight Delay & Travel Delay Coverage
Delays can happen for a variety of reasons, and this coverage helps offset unexpected costs. This may include reimbursement for:
- Meals and accommodations due to delays
- Additional transportation expenses
- Essential purchases during extended delays
This is especially useful for longer trips or connecting travel plans.
Multi-Trip & Annual Travel Insurance
For frequent travellers, an annual or multi-trip policy can be a convenient and cost-effective option. These policies provide coverage for multiple trips throughout the year, making them ideal for:
- Snowbirds
- Business travellers
- Individuals who travel regularly
We help determine whether a single-trip or multi-trip policy makes the most sense for your travel habits.
Super Visa Insurance
Super Visa insurance is required for parents and grandparents visiting Canada under the Super Visa program. These policies must meet specific government requirements, including:
- Minimum coverage amounts
- Coverage duration requirements
- Emergency medical protection while in Canada
We help families arrange Super Visa insurance that meets all eligibility criteria while ensuring visitors are properly protected during their stay.
Visitors to Canada Insurance
For individuals visiting Canada, travel insurance is essential to cover medical expenses that are not included under provincial healthcare systems. This coverage is designed for:
- Visitors travelling to Canada
- Family members staying for extended periods
- Individuals without access to provincial health coverage
We help ensure visitors are properly insured while in Canada, with coverage that aligns with the length and purpose of their stay.
Coverage Options & Considerations
Choosing the right travel insurance depends on several factors, including:
- Destination and duration of travel
- Age and health considerations
- Pre-existing medical conditions
- Total trip cost and financial exposure
- Frequency of travel
We take a practical approach to help you understand your options and select the right coverage for your trip.
Why Choose Coughlin Insurance?
We focus on making travel insurance simple — so you can travel with confidence.
Access to multiple travel insurance providers
Clear, straightforward advice
Support in selecting the right coverage for your trip
Experience with Super Visa and visitors to Canada insurance
Assistance if issues arise while travelling
Frequently Asked Questions
Do I need travel insurance if I’m travelling within Canada?
It can still be beneficial, particularly for trip cancellation, interruption, and delay coverage.
What does travel medical insurance cover?
It covers emergency medical expenses incurred while travelling outside your home province or country.
What is Super Visa insurance?
It’s a required insurance policy for parents and grandparents visiting Canada under the Super Visa program.
Does travel insurance cover pre-existing conditions?
Coverage may be available depending on stability periods and policy terms — we help you understand your options.
What is visitors to Canada insurance?
It provides medical coverage for individuals visiting Canada who are not covered under provincial healthcare plans.
Let’s make sure you’re properly covered before your next trip.
