About Coughlin Insurance

Our Story

What began as a small, family-run brokerage in Winnipeg has grown into a trusted name across Western Canada, and we’ve stayed proudly independent and locally owned every step of the way. Being independent matters more than it sounds. It means our advice answers to you, not to a single insurer’s sales targets. We work with a strong network of insurers across the country, so we can shop your coverage around and land on the option that genuinely fits.

Over the years we’ve expanded thoughtfully rather than quickly, opening in Alberta in 2024 and British Columbia in 2025. Today Coughlin is a modern, growth-focused brokerage with offices in Manitoba, Alberta, and British Columbia, and a team that handles everything from a first-time driver’s policy to complex commercial programs. Through all of it, the founding philosophy hasn’t budged: Strong relationships, practical advice, and doing what’s right for the people we serve.

Our Mission And Values

Our mission is simple: Help Canadians understand their risks and protect what matters most. That responsibility continues to drive everything we do. Here’s what that looks like in practice:

Trust & Transparency

Good coverage starts with a straight answer. We explain your options transparently, walk you through the fine print, and make sure you know precisely what you’re paying for before you sign anything. Insurance is built on trust, and we don’t take that lightly.

Client-First Approach

Every customer’s situation is different, so we don’t hand out one-size-fits-all policies. We take the time to learn about your home, your family, and/or your business, then build coverage around your real needs. And when a claim happens, that’s when it counts most – we’re right there to guide you through it.

Community Commitment

We’re proud members of the Insurance Brokers Association of Canada, and we’re just as invested in the neighbourhoods we call home. From supporting local organizations to backing the regions where our customers live and work, we believe our job extends well beyond the policy. As we grow, so does our commitment to giving back.

Why Choose Coughlin Insurance?

There are plenty of insurance broker options out there. Here’s what makes Coughlin different:

Over 50 Years Of Experience

We’ve been at this since 1971, which adds up to over 55 years of navigating claims, shifting markets, and the coverage questions Canadians ask most. That kind of history means fewer surprises and steadier guidance when you need it most.

Tailored Insurance Solutions

From first-time homeowners to growing companies, we match coverage to real risks instead of selling you extras you’ll never use. Our business insurance solutions span property, liability, fleet, cyber, surety, and group benefits, so your operation stays protected as it changes and scales.

Local Expertise Across Western Canada

When you search for insurance brokers near me, you want someone who knows your corner of the country. As commercial insurance brokers with offices across three provinces, we understand the local markets, regulations, and risks that big national call centres tend to miss. You get real, human experts who pick up the phone.

Our Team

Our people are the foundation of our success. The Coughlin team brings decades of combined experience across personal and commercial lines, including a Certified Risk Management (CRM) designation and dedicated specialists in aviation and aerospace, transportation, agriculture, veterinary care, and oil and gas. We’ve built the kind of place experienced brokers want to work: Engaged, empowered, and free of the layers and rigidity you’ll find at larger corporate shops. The result is better outcomes for you.

Areas We Serve

Looking ahead, our focus is on continuing to strengthen the value we bring to our clients. While our business continues to evolve, our core belief remains unchanged – insurance is built on trust. For over 55 years, our clients have relied on us to protect what matters most, and that responsibility continues to drive everything we do.

Manitoba

As insurance brokers Manitoba families and businesses have trusted for decades, we cover home, auto, farm, and commercial needs across the province. Our insurance brokers’ Winnipeg office knows the local market inside out, from Autopac claims with Manitoba Public Insurance (MPI) to protecting the manufacturers and farmers who keep the province running.

Alberta

We brought Coughlin to Alberta in 2024 with the same personal service Prairie communities value. Our insurance brokers’ Edmonton team helps homeowners, farmers, and business owners sort through the province’s competitive private auto and property market to find coverage that fits.

British Columbia

British Columbia is our newest home, joining the Coughlin family in 2025. As insurance brokers in Surrey, BC, residents can visit in person; we handle home, auto, and small business coverage with local know-how, including help navigating ICBC Autoplan.

Get in Touch

Ready to protect what matters? Contact us at Coughlin today for a free quote or just a straightforward conversation about your coverage. Our team of insurance brokers is here to make insurance simple, personal, and built around you.